INVESTORS

STONE OAK CAPITAL GROUP Offers Trust Deed Investments to Private Investors, Family Offices, Corporations, Hedge Funds and Family Trusts, When you invest in trust deeds, you become the lender, with the benefits associated with cash flows and the security of holding real property as collateral for your loan.  

What Is Trust Deed Investing?

Trust deed investing involves a private investor lending money to a borrower through a private loan. The borrower will use the investor’s capital to purchase or add value to a property. The investor’s name is shown on the deed of trust and recorded at the local county. The deed to the property stays “in trust” to a third party - often a corporate trustee, who reconveys the property to the borrower when the loan is repaid or conveys the property to the lender if the borrower can’t pay back the debt. The trust deed ensures the property is collateral for the loan if the borrower defaults.

Most trust deed investments are short-term loans made to professional developers and real estate investors. Real estate investors and developers often buy properties at foreclosure sales, make repairs, and resell them for a profit. Traditional banks and mortgage companies are reluctant to make these types of real estate loans. Since real estate investors and developers often have limited access to capital, lenders to this market can command high interest rates. 

  • Borrower (Trustor) – The property owner or buyer.

  • Investor (Beneficiary) – The trust deed investor providing the funds.

  • Trustee (Neutral 3rd Party) – Holds the title until repayment 

What Makes Trust Deed Investing Attractive?

Trust deeds serve the needs of both borrower and investor. Trust deeds help fill the gap left by traditional financial institutions and make loans available to real estate developers and investors.

Trust deed investments offer attractive yields for investors with low risk when appropriately structured. Most earn high single-digit to low double-digit annual returns, paid monthly. Many investors choose trust deed investments for high-yield returns secured by real estate.

Basic Benefits For Investors

Real estate is a tangible asset, and investors can expect high returns from trust deed investing. A real estate trust deed can be an excellent way to diversify your investment portfolio.

Investors also benefit from passive income in the form of monthly interest payments. The real estate market can change unexpectedly, and investors should consider their risk tolerance before investing in any product, including trust deeds.

  • High-Yield Returns – Earn 9%–14% annually, secured by real property.

  • Passive Monthly Income – Fixed interest payments deposited directly into your account.

  • Short-Term Notes – Typical loan terms of 12–36 months.

  • Diversification – Expand your portfolio beyond stocks and Wall Street volatility.

  • Collateral Protection – All loans secured by real estate.

  • Expert Loan Servicing – Hands-off investing with full collection and reporting services.

  • Secured by Tangible Assets – Every loan is backed by real estate.

  • High-Yield Passive Income – Monthly distributions at above-market rates.

  • Portfolio Diversification – Reduce reliance on volatile stocks or bonds.

  • Accessibility – Available to both accredited and individual investors.

  • Alternative to Wall Street – Focused on Main Street real estate, not speculative trading.

Are Trust Deeds A Safe Investment?

Properly underwritten trust deed investments can provide investors with consistent passive income while securing their investment with real estate collateral.  As with any investment vehicle, the Trust Deed Investor should consider real estate market trends, the general economy, diversification and their personal risk tolerance when investing in Trust Deeds.

  • Original Promissory Note

  • Recorded Deed of Trust & Assignment

  • Title Insurance Policy confirming your secured lien

  • Hazard & Liability Insurance Endorsements covering the property

Why Choose Stone Oak Capital Group?

With years of experience in commercial real estate finance, the experts at Stone Oak Capital Group can help you navigate the world of trust deed investing. We apply our expertise to underwriting potential trust deed investments for our investor clients, manage the appraisal process, provide loan documents and monitor the loans until they are repaid in full.  If you’re interested in learning about trust deed investing opportunities, contact Stone Oak Capital Group We look forward to discussing your financial goals and finding the best investment opportunities for your portfolio.

  • A third party loan servicing company manages borrower payment collection and processing

  • ACH monthly deposits to investors

  • Management of early payoffs, extensions, or defaults

  • Issuance of tax forms (1098s & 1099s)

  • Online access to monitor investment portfolios