COMMERCIAL TERM LOANS

Commercial Term Loan

Designed for real estate investors seeking lower payments on a long-term, fixed-rate loan with no balloon payment.

Key Features

  • 30-year fixed rate.

  • Interest-only payments up to 10 years.

  • Great for qualifying self-employed investors and small business owners.

  • Based on property value, not personal income.

  • Best alternative to hard money loans.

  • Up to 75% LTV

  • Loan Amounts up to $15,000,000

Property Types

  • Investor 1-4 (SFR, Condo, and 2-4 Units)

  • Multi-Family (5+ Units)

  • Mixed-Use

  • Commercial (Office, Retail, Warehouse & Self-Storage)

50% LTV Loan

Our 50% LTV Loan is designed for investors with derogatory credit issues and high equity seeking quick and easy credit qualification.

Key Features

  • Streamlined underwriting.

  • Credit as low as 500

  • No seasoning of ownership required.

  • Improved pricing compared to our Commercial Term Loan program.

  • 30-year fixed rate.

  • Up to 50% LTV

  • Loan Amounts up to $15,000,000

Property Types

  • Investor 1-4 (SFR, Condo, and 2-4 Units)

  • Multi-Family (5+ Units)

  • Mixed-Use

  • Commercial (Office, Retail, Warehouse & Self-Storage)