Multifamily
Market rates
Open · Midday · Close (ET)Checking official sourcesPlease wait
Institutional CRE Capital
Capital tailored to every transaction.
Customized debt and structured capital solutions for commercial real estate investors, developers, and property owners across eligible U.S. markets.
2020Established
$1M–$100M+Loan amounts
3 ProgramsBridge · Construction · Permanent
43 StatesCurrent coverage
Representative Transactions
Real properties.
Specific capital needs.
Explore financing experience across commercial property types and transaction structures.
View all transactionsMultifamily
Multifamily
Mixed-UseRepresentative financing experience. Every new request is evaluated on its own property, sponsorship, and business plan.
Three Ways Forward
Capital that fits
the business plan.
Acquiring, building, or holding for the long term? Start with the financing path that matches your property's next stage.
01
Bridge Loans
Move on the opportunity.
Short-term capital for acquisitions, refinancing, lease-up, and repositioning—with the sale or refinance exit considered from the start.
Acquisition · Refinance · Repositioning
Explore program 02
Construction Loans
Bring the business plan to life.
Ground-up, major renovation, and completion financing shaped around project costs, sponsor equity, the draw schedule, and the takeout.
Ground-up · Completion · Major Renovation
Explore program 03
Permanent Financing
Finance the next chapter.
Long-term debt for stabilized commercial properties, structured around sustainable income, ownership goals, and the appropriate capital source.
Stabilized Assets · Long-Term Debt · Takeouts
Explore program A more complete capital stack. Preferred equity and mezzanine financing may be available only when Stone Oak structures the senior loan.
Explore capital add-onsStone Oak works as a CRE capital advisor to evaluate financing paths and coordinate execution. The proposed capital source and Stone Oak's role are identified for the transaction.
From Scenario to Execution
Know what
comes next.
A clear starting point, a practical financing discussion, and a coordinated path through the work ahead.
Start Your Financing ReviewShare the essentials.
Tell us about the property, requested amount, financing purpose, estimated value or project cost, and target closing date.
Discuss fit and the financing path.
Our capital markets team reviews the scenario, clarifies the business plan, and outlines potential structures, open questions, and next steps.
Build the file and move forward.
For a transaction that proceeds, we coordinate supporting documents, capital-source review, underwriting, and closing requirements.
Clear expectations from the start
An initial review is not a financing commitment. Any proposed fees, diligence deposits, and third-party costs are disclosed for review before paid diligence begins.
Is Your Transaction a Fit?
A defined property.
A clear financing need.
If you have an identified commercial property and a business plan, we're ready to understand the opportunity.
Share your financing scenario- Loan request
- $1 million and above
- Property
- Commercial investment and development real estate
- Purpose
- Acquisition, refinance, construction, or recapitalization
- Location
- Within our 43-state financing footprint
- To get started
- Property details, requested proceeds, value or project cost, and your timeline
Commercial property types
View property criteriaMultifamilyHospitalityIndustrial & WarehouseRetailOfficeMixed-UseSelf-StorageManufactured HousingStudent HousingSenior HousingMedical & Specialty UseCondominium BuildingsCommercial Entitled Land
Multifamily includes properties with five or more units. Condominium financing is for entire buildings or commercial-scale developments.
Geographic Coverage
Local opportunities.
A 43-state reach.
Commercial real estate financing across eligible U.S. markets. Availability varies by program, property type, market, and transaction.
Current lending coverageNot currently lending
Not currently lending in:
- Arizona
- California
- Illinois
- Nevada
- North Dakota
- South Dakota
- Vermont
Coverage and program availability may vary by property type, loan structure, jurisdiction, and capital source.
Let's Talk About Your Next Move
Bring us the opportunity. Let's work on the capital.
Start with a concise financing scenario. Our team will review the request and help define a practical next step.