EXPERIENCE THE DIFFERENCE WITH STONE OAK CAPITAL GROUP
WE OFFER THE BEST FINANCING OPTIONS FOR
REAL ESTATE INVESTORS - BUILDERS - DEVELOPERS
Stone Oak Capital Group is a technology-enabled commercial real estate private debt fund lender & capital advisory firm focused exclusively on financing non-owner-occupied investment properties. We combine institutional and private capital, advanced underwriting technology, and deep industry expertise to deliver customized financing solutions with speed, certainty, and flexibility.
Since our founding in 2020, Stone Oak Capital Group has built an institutional-quality commercial real estate finance platform focused on delivering customized capital solutions for investors, developers, and property owners nationwide. Through our private debt fund and strategic institutional capital relationships, we provide flexible financing solutions tailored to the unique needs of each transaction. We structure, underwrite, and oversee every financing opportunity while utilizing both our private debt fund and a carefully curated network of commercial banks, life insurance companies, CMBS lenders, family offices, hedge funds, and alternative capital providers. This approach allows us to deliver efficient financing solutions ranging from straightforward transactions to highly structured capital stacks, while providing our clients with a single, experienced team from origination through closing.
We understand that successful real estate investing depends on reliable execution. From initial underwriting through closing, our team works closely with borrowers, brokers, attorneys, and lending partners to provide responsive communication, streamlined due diligence, and dependable access to capital—allowing our clients to close transactions on schedule and execute their business plans with confidence.
Rates starting at SOFR+ 2.50% for Long-Term Loans, SOFR+ 4.50% for Bridge Loans & SOFR+ 6.50% for Construction Loans
Up to 75% LTV and up to 85% LTC for Qualified Investors.
We provide financing from $1,000,000 to $100,000,000+.
12 to 36 Month Terms and up to 30 Year Terms for Non-Owner Occupied Properties.
Stone Oak Capital Group provides financing for a broad range of commercial real estate assets, including:
Multifamily, Retail, Hospitality, Mixed-Use, Office, Industrial, Warehouse & Distribution, Self-Storage, Assisted Living & Senior Housing, Luxury Single-Family, Investment Properties 2–4 Unit, Townhome & Condominiums, Build-to-Rent Communities, Manufactured Housing Communities, Student Housing, Medical-Use And many other investment property types nationwide.
Over $800,000,000 Financed. 100+ Transactions Nationwide.
At Stone Oak Capital Group, execution is everything. Our reputation is built on delivering dependable financing solutions with the speed, flexibility, and certainty that today's commercial real estate investors demand. With loan closings in as little as 10 days on qualified transactions, we provide customized financing across a wide range of property types and loan structures. Whether the opportunity involves a bridge loan, construction financing, permanent debt, recapitalization, or a complex capital stack, our team has the experience and capital relationships to structure the right solution.
Our entrepreneurial approach and streamlined decision-making process allow us to identify opportunities that traditional lenders often overlook. By combining deep market expertise with access to private, institutional, and alternative capital sources, we deliver creative financing solutions for value-add projects, transitional assets, opportunistic acquisitions, and recapitalizations.
When timing matters and execution is critical, borrowers, developers, investors, and brokers rely on Stone Oak Capital Group to provide responsive service, customized financing, and reliable closings.
FEATURED TRANSACTIONS
Property Type: Multi-Family
Loan Amount: $1,050,000
Loan Type: Refinance - Term Loan
Location: Cleveland, OH
Property Type: Multi-Family
Loan Amount: $15,500,000
Loan Type: Refinance - Bridge Loan
Location: Indianapolis, IN
Property Type: Hospitality
Loan Amount: $128,000,000
Loan Type: Construction Loan
Location: Kansas City, MO
Property Type: Mixed-Use
Loan Amount: $9,500,000
Loan Type: Refinance - Bridge Loan
Location: New York, NY
Property Type: Multi-Family
Loan Amount: $14,700,000
Loan Type: Purchase - Bridge Loan
Location: Tulsa, OK
Property Type: Mixed-Use
Loan Amount: $28,200,000
Loan Type: Refinance - Bridge Loan
Location: Seattle, WA
Property Type: Multi-Family
Loan Amount: $2,800,000
Loan Type: Refinance - Bridge Loan
Location: Dallas, TX
Property Type: Office
Loan Amount: $4,200,000
Loan Type: Refinance - Bridge Loan
Location: San Antonio, TX
Property Type: Hospitality
Loan Amount: $5,200,000
Loan Type: Purchase - Bridge Loan
Location: Nashville, TN
Property Type: Multi-Family
Loan Amount: $72,500,000
Loan Type: Construction Loan
Location: Charlotte, NC
Property Type: Hospitality
Loan Amount: $4,400,000
Loan Type: Purchase - Bridge Loan
Location: Minneapolis, MN
Property Type: Multi-Family
Loan Amount: $1,450,000
Loan Type: Refinance - Bridge Loan
Location: College Park, GA
Our Simple Four-Step Lending Process
1. Consultation & Deal Review
Begin with a conversation with one of our Commercial Real Estate Loan Originators. We'll review your property, investment strategy, financing objectives, and timeline to determine the most appropriate capital solution.
2. Receive a Customized Financing Proposal
Based on your transaction, we'll identify the best loan program and prepare a customized financing proposal outlining indicative loan terms, pricing, leverage, and structure tailored to your investment goals.
3. Underwriting & Due Diligence
Our team coordinates the collection and review of all required documentation while working closely with you, and other transaction parties to efficiently navigate underwriting, third-party reports, and closing requirements.
4. Close with Confidence
Once underwriting is complete and final loan approval is received, we coordinate the closing process through funding. Our goal is to deliver a smooth, efficient transaction so you can confidently execute your acquisition, refinance, development, or investment strategy.
Why Choose Stone Oak Capital Group?
At Stone Oak Capital Group, we understand that successful real estate investing requires speed, flexibility, and reliable execution. That's why we provide customized residential investment and commercial real estate financing solutions designed to meet the unique needs of investors, developers, owners, and mortgage professionals. Through our extensive network of banks, life insurance companies, CMBS lenders, our private debt fund, family offices, and institutional capital partners, we deliver financing solutions for transactions that often fall outside traditional lending guidelines. Whether you're acquiring, refinancing, developing, or repositioning a property, our experienced team works to identify the right capital source and structure the financing that best supports your investment strategy.
When Traditional Lenders Say No, We Find a Solution.
Not every real estate transaction fits within conventional bank lending guidelines. At Stone Oak Capital Group, we specialize in identifying financing solutions for transactions that require greater flexibility, faster execution, or a more customized approach. Through our private debt fund and extensive network of family offices, institutional investors, banks, life insurance companies, and alternative capital providers, we arrange financing for opportunities that might otherwise fall outside the scope of traditional lenders. Our experienced team evaluates each transaction based on the strength of the real estate, the business plan, and the overall investment strategy—not solely on conventional lending criteria.
Comprehensive Real Estate Financing Solutions
Stone Oak Capital Group provides a full spectrum of commercial real estate and non-owner-occupied residential investment loan solutions. Whether you're acquiring a large commercial asset, refinancing an existing property, funding a ground-up development, or expanding your rental portfolio, our team has the experience and capital relationships to structure the right financing solution. Backed by decades of combined commercial real estate finance experience, our professionals guide clients through every stage of the financing process—from initial consultation and underwriting through closing—providing responsive service, strategic advice, and dependable access to capital.
Whether your transaction is straightforward or highly complex, Stone Oak Capital Group is committed to helping you secure the financing needed to achieve your investment goals.