COMMERCIAL MORTGAGE LOANS
Commercial Term Loan
Designed for real estate investors seeking lower payments on a long-term, fixed-rate loan with no balloon payment.
Key Features
30-year fixed rate.
Interest-only payments up to 10 years.
Great for qualifying self-employed investors and small business owners.
Based on property value, not personal income.
Best alternative to hard money loans.
Property Types
Investor 1-4 (SFR, Condo, and 2-4 Units)
Multi-Family (5+ Units)
Mixed-Use
Commercial (Office, Retail, Warehouse & Self-Storage)
Pro Fix & Flip Loan
Designed for real estate investors seeking a short-term, interest-only loan to maximize appreciation, stabilize cash flow, and minimize vacancies.
Key Features
Allows borrowers to finance improvements based on the property’s “as repaired value.”
Helps to increase market value, rental appeal, demand, and rental rates.
Great for borrowers who need a quick close.
An interest-only, 1-year term to lower monthly payments.
A higher LTV than hard money lenders.
Property Types
Investor 1-4 (SFR, Condo, and 2-4 Units)
I/O Bridge Loan
Designed for investors seeking short-term financing with no prepay penalties.
Key Features
An interest-only, 24-month term provides lower monthly payments.
Available for purchase or cash-out refinance.
Perfect for acquiring or leveraging real estate holdings.
A higher LTV than hard money options.
Property Types
Single Family
Condominiums
Townhomes
Small 2-4 Unit Apartments
50% LTV Loan
Our 50% LTV Loan is designed for investors with derogatory credit issues and high equity seeking quick and easy credit qualification.
Key Features
Streamlined underwriting.
No seasoning of ownership required.
Improved pricing compared to our FlexTerm program.
Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years.
Property Types
Investor 1-4 (SFR, Condo, and 2-4 Units)
Multi-Family (5+ Units)
Mixed-Use
Commercial (Office, Retail, Warehouse & Self-Storage)