Multifamily 2–4 Units
Two- to four-unit multifamily properties across acquisition, refinance, renovation, recapitalization, and eligible construction requests.
Property Types
Financing for major commercial real estate sectors.
We evaluate each property around current performance, market position, sponsorship, business plan, capital requirements, and the most appropriate exit strategy.
Eligible Market Coverage
Financing tailored to each property and business plan.
Product availability depends on asset quality, location, cash flow, sponsorship, leverage, and execution requirements.
Multifamily 5+
Garden-style, workforce, mid-rise, high-rise, luxury, and value-add apartment communities with five or more units across acquisition, refinance, renovation, lease-up, recapitalization, and development.
Hospitality
Select-service, full-service, extended-stay, boutique, independent, and flagged hotels, including PIP, bridge-to-stabilization, recapitalization, and construction.
Industrial & Warehouse
Distribution, logistics, last-mile, flex, light manufacturing, cold storage, and build-to-suit projects across acquisition, bridge financing, construction, lease-up, expansion, and coordinated takeout pathways.
Retail
Grocery-anchored, neighborhood, single-tenant net-leased, strip, and lifestyle retail assets, including tenant rollover, renovation, acquisition, and refinance.
Office
Urban and suburban office properties, including multi-tenant and single-tenant assets, tenant improvements, lease-up, repositioning, recapitalization, and stabilized refinancing.
Mixed-Use
Properties combining residential, retail, office, hospitality, or complementary uses, underwritten around each operating component and shared business plan.
Self-Storage
Stabilized, lease-up, conversion, expansion, and ground-up development of traditional or climate-controlled facilities.
Manufactured Housing
Communities requiring acquisition, refinance, infrastructure upgrades, infill, park-owned home strategies, or recapitalization.
Student Housing
Purpose-built on-campus and off-campus communities using by-the-bed or conventional leasing models.
Senior Housing
Independent living, assisted living, memory care, and related senior housing evaluated around operator strength, census, licensing, payer mix, and stabilization.
Commercial Entitled Land
Commercial development sites with material entitlements in place, evaluated around approved density or use, plans, permits, infrastructure, remaining approvals, project economics, and the proposed construction or sale exit.
Commercial Build-to-Rent / Build-to-Sell Communities
Commercial-scale developments involving multiple homes or townhomes, including entitled development sites, horizontal and vertical construction, lease-up or home sales, and construction-to-permanent pathways where applicable. Standalone homes are not eligible.
Medical & Specialty Use
Medical offices, ambulatory-care and behavioral-health facilities, specialty-use real estate, and select operating-property assets.
Condominium Buildings
Entire condominium buildings and commercial-scale condominium developments, including acquisition, construction, completion, inventory, and sellout financing. Individual condominium units are not eligible.
A Customized Approach
A tailored capital strategy for every asset.
Transitional, lease-up, renovation, and development opportunities may fit Bridge or Construction financing, while stabilized assets may qualify for Permanent Financing. Stone Oak can also coordinate takeout pathways and add Preferred Equity or Mezzanine Financing behind its senior loan.
Property performance and occupancy
Sponsor experience and liquidity
Market, location, and competitive supply
Sources, uses, and total project basis
Business plan and execution timeline
Repayment and exit strategy
Submit an Opportunity
Tell us about your property.
Share the opportunity with our team. We’ll review the request and outline the most practical path forward.