Origination & Structuring
Translate the sponsor’s business plan into a clear capital request and determine the strongest debt, equity, or blended structure.
About Stone Oak Capital Group
Technology-enabled capital. Institutional execution.
A commercial real estate finance platform delivering private and institutional capital across 43 states, supported by disciplined underwriting and responsive execution.
Who We Are
A capital platform built for execution.
Stone Oak Capital Group is a technology-enabled commercial real estate lender and capital advisory firm focused on non-owner-occupied investment properties. Since 2020, we have combined private capital, institutional lending relationships, advanced underwriting technology, and hands-on execution.
We structure, underwrite, and manage each opportunity, drawing on relationships with commercial banks, life insurance companies, agencies, CMBS providers, family offices, hedge funds, and private-credit firms. Clients work with one experienced team from initial review through closing.
2020Established
$800M+Total Financed
100+Transactions
43 StatesCurrent Coverage
What We Do
Integrated support from strategy through closing.
Every opportunity is evaluated individually with transaction-level underwriting, broad capital access, and accountable execution.
Underwriting & Diligence
Review sponsorship, operations, market dynamics, sources and uses, project budgets, exit strategy, and execution risk.
Capital Access
Coordinate private capital and relationships across banks, LifeCos, agency, CMBS, family offices, credit funds, and structured capital.
Transaction Management
Manage communication, third-party reports, documentation, and closing requirements through one experienced team.
Financing Capabilities
Capital across the investment lifecycle.
Stone Oak Capital Group structures financing around the property, sponsorship, business plan, timing, and intended repayment strategy.
Acquisitions
Bridge financing for property and portfolio purchases, including time-sensitive closings.
Bridge & Transitional
Short-term financing for lease-up, renovation, repositioning, and recapitalization.
Construction & Development
Ground-up, completion, and substantial-renovation financing.
Permanent Financing
Long-term financing for stabilized commercial real estate, including coordinated bridge-to-permanent and construction-to-permanent execution.
Refinancing & Recapitalization
Replace maturing debt, fund improvements, return capital, or restructure a capital stack.
Structured Capital Add-Ons
Preferred equity and mezzanine financing available only when Stone Oak structures the senior loan.
Start a Conversation
Let’s structure your next transaction.
Share the opportunity with our team. We’ll review the request and outline the most practical path forward.