BUSINESS CAPITAL

We make business lending simple!
We approve within 72 hours.

BUSINESS CASH ADVANCE

If you need quick access to working capital & generate at least $20,000 in monthly revenue, a business cash advance may be the best option for you. It adjusts itself to the performance of your business.

  • Terms: 3-18 months

  • Loan Amounts: $20K – $5M

  • Time to Fund: 1-2 Business Days

  • Time in Business: 1 Year

  • Existing Advance: No Problem

  • Tax Liens Acceptable: Yes

  • Industries Funded: All

  • Repayments: Daily or Weekly

  • Collateral Required: No

  • Restrictions on Uses: No

  • Consolidation/Refinancing Options: Yes

BUSINESS LINE OF CREDIT

Having access to working capital when you need is important when running a business. Stone Oak Capital Group offers revolving business lines of credit. Once you have a pre-approved limit, you can access funds at any time and only pay interest on the line of credit used. Benefit from monthly payments, a quick application process, and building business credit history.

  • Loan amounts: $5,000 to $55,000

  • Terms: 6, 9, and 12 months

  • Minimum credit score: 550

  • Pay only for the money you use

  • Fast and easy online application

  • 24 Hour approval and same day funding

  • Program available in all 50 states

  • Early payment discounts (save on interest)

  • Interest Rates starting at 15%

UNSECURED BUSINESS TERM LOAN

A business term loan is a simple interest loan with monthly payments, low rates, & terms up to 5 years. It is ideal for established businesses that may qualify for a bank loan, but seek a quicker & easier funding process. No collateral is needed, and payments start a month after funding. Get started by applying today.

  • Time in Business: 2 Years

  • Annual Revenue: $250,000

  • Credit Score: 660+ (Soft Credit Pull for Prequalification)

  • Ownership: Applicants must be U.S. citizens or residents

  • Business Credit: No recent bankruptcies, tax liens, or judgements

  • Time to Fund: 1 to 2 Weeks

  • Interest Rates: Range from 6% to 25%, with early payment discounts

EQUIPMENT FINANCING & LEASING

Business owners are always looking for ways to better serve their customers. One of the best ways to improve your service is by getting the newest and most upgraded equipment. The only problem is that equipment and machinery can be very expensive. The equipment financing program from Stone Oak Capital Group offers business owners a quick and affordable way to get new or used equipment to enhance their business’ productivity, effectiveness, and service.

  • Fast approvals

  • The equipment acts as strong collateral

  • You’ll own the equipment at the end loan term

  • Allows you to make equipment upgrades easily

  • Helps your cash flow

  • You can save money on your business tax return under Section 179 of the IRS

  • You won’t have to wait until you have the capital on-hand to purchase the equipment